Intellectual Property · Decision Science

Research — Where Dharma meets data

The AI-assisted decision frameworks, governance models, and original research that power BhooVaanijyak's advisory practice. These aren't borrowed methodologies — they're proprietary IP built from first principles.

Framework 1

MCDM — Multi-Criteria Decision Making for Real Estate

Conventional property evaluation reduces everything to price-per-sq-ft. MCDM evaluates across multiple dimensions simultaneously — financial, legal, familial, cultural, locational, and regulatory — giving families a structured framework for decisions that are inherently multi-dimensional.

How it works

AI-assisted, human-governed

The MCDM model takes a family's stated priorities (proximity to Teerthakshetra, healthcare access, capital appreciation, succession simplicity, etc.) and evaluates available properties against all dimensions simultaneously. The AI structures the analysis; the family makes the decision.

Applied in practice

Client advisory + academic research

Applied in PropTech client engagements for property evaluation under uncertainty. Academic research in progress: a Systematic Literature Review on MCDM applications in real estate, co-authored with Dr. Gyanesh Kumar Sinha (Bennett University).

Framework 2

DESG — Dharmic, Environmental, Social, Governance

Where Western ESG begins with shareholder returns and adds social responsibility as a constraint, DESG begins with duty (dharma) as the primary organising principle. This is novel IP — no equivalent exists in Indian PropTech or real estate governance.

Dharmic (ध)

Is this transaction aligned with the family's Svadharma? Does it honour obligations to land, community, and future generations? The ethical lens that precedes financial analysis.

Environmental (E)

Impact on local ecology, water tables, heritage zones, and sacred landscapes. Particularly critical for pilgrimage-corridor real estate where environmental sensitivity is non-negotiable.

Social & Governance (S+G)

Community impact, displacement risk, governance transparency, RERA compliance, and stakeholder accountability. The operational integrity layer.

DESG was designed within the REET governance architecture and is now being integrated into BhooVaanijyak's advisory evaluation criteria. As an investment screening lens, it offers institutional investors a culturally-native alternative to imported ESG frameworks.

Framework 3

Enterprise Dharma — Ethics as operating system

How can dharmic ethics frameworks — duty, accountability, incentive alignment under uncertainty — serve as operational decision criteria in real estate transactions? Enterprise Dharma explores this question through the lens of selecting service providers, governing shared resources, and structuring community decision-making.

This research directly informs the community governance design that BhooVaanijyak applies to multi-family estates, housing societies, and the future Vaanprastha resident trust structures.

Research papers (unpublished)

Academic work in progress.

Three papers at various stages of completion. PhD research was suspended due to the supervising professor's departure from Bennett University — a legitimate institutional reason, not a capability gap.

SLR

MCDM Applications in Real Estate — Systematic Literature Review

Co-authored with Dr. Gyanesh Kumar Sinha, Bennett University. Comprehensive review of Multi-Criteria Decision Making methodologies applied to real estate purchase, investment, and valuation decisions globally.

SLR

Svadharma DAO Governance — SLR Proposal

Systematic Literature Review proposal examining how decentralised governance structures (DAOs) can incorporate dharmic decision-making principles for community-governed real estate.

Full

AI-Enabled Community Decision Making

Full paper draft exploring how AI-assisted decision support systems can facilitate community governance in shared residential environments — the theoretical foundation for Vaanprastha's resident trust governance model.

Maturity transparency

What's built. What's conceptual.

Credibility comes from honesty about maturity stage.

Component
Evidence
Stage
Field Research Data
45,000+ km, 560+ sites, 60+ Janapadas. Validated at market (Dhaama 600+ customers, MahaKumbh 2025). Seetaraam.in as public taxonomy.
Completed
MCDM Models
AI-assisted purchase decision frameworks designed. Applied in PropTech client advisory. Academic SLR in progress.
Research
DESG Framework
Dharmic ESG articulated. Applied to REET governance design. Not yet published as standalone whitepaper.
Drafted
Enterprise Dharma
Governance decision criteria conceptualised. Applied to community governance advisory. Full paper draft complete.
Research
REET Tokenization
10-platform ecosystem. Whitepaper, tokenomics, 27-step IRO SOP. Paused on SEBI regulatory clarity.
Designed
Marketplace Platform
reet.org.in live as portal. 5 verticals designed. Financial model complete. No transaction engine deployed.
Concept